I'm going to go over three things I look at besides credit score when preapproving someone. So I'll take a look at their income, whether they're self-employed or W2 salary. I'm also going to look at their assets, so what they can put down on a property and cover their closing costs. And then number three is a credit review to look at their liabilities to make sure they're good to go. Once I look at everything, I give the preapproval and they can start looking to buy a home. So if you guys have questions, reach out to me. Have a good one.